Best Cheap Folding Bike To Buy In 2020-Full Overviews Of The Top 10 Most Affordable Folding Bikes Along With Which One To Buy.

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On this page we are going to share with you the 10 most affordable folding bikes including what we believe to be the best cheap folding bike to buy in 2020.

As staying within a strict budget is a primary factor here, all of the folding bikes on this page will cost you less than $250 to buy, and we will list our choices starting with the least expensive one first.

If you are wondering whether buying a folding bike termed ‘cheap’ or ‘affordable’ means that even though you may not be getting the best folding bike out there,  you will instead be buying a heap of junk, in our experience nothing could be further from the truth, and a number of bikes on this list actually feature in our list of the Top 10 Folding Bikes for 2020.

There are a number of different styles of folding bikes including standard folding bikes, folding mountain bikes, folding commuter bikes, lightweight folding bikes, and single speed folding bikes, so there’s a pretty good chance that there will be something on here to suit pretty much everyone in terms of style and price.

We will give you an overview of each of the cheap folding bikes, including links to our full reviews on each one, a quick look at how customers are rating each bike, and links through to Amazon so you can check each bike out for yourself along with all the latest customer feedback so that you can see which one best meets your own individual needs.

So, let’s get started right away and take a look at our picks of the top 10 cheap folding bikes in 2020.

The Top 10 Cheap Folding Bikes 2020

Zoyo 20" Cheap Folding BikeIn at number 1 we have the Zoyo 20″ Folding Bike for Adults With 7-Speed Gears. This incredibly cheap folding bike is currently selling for just $139.99 and has an average feedback score of 4 out of 5 stars on Amazon.com from 42 customer reviews. You can click here to head straight over to Amazon if you’d like to check out the full product description there, or you can click here to read our full review of the Zoyo 20″ Folding Bike for Adults With 7-Speed Gears.

An overview of the Zoyo 20″ Folding Bike for Adults…

The Zoyo 20” Folding Bike is an adult commuter bike designed for leisure rides and daily commutes, that stores away small and rides smooth.

It folds down easily to a compact  32.6” L x 13” D x 24.4” H, and can be easily stowed away in a garage, closet, and the trunk of most cars and you can just as easily take it on a train or bus for the ultimate in convenient all-weather bike commuting experiences!

This bike also features a saddle which can be easily adjusted to give all riders from 4 ft 5 in to 5 ft 6 in tall and weighing up to 140 lbs a solid and comfortable ride.

For a smoother ride on both short and long range riding, this bike also features a set of 7-speed Shimano gears with genuine Shimano derailleurs. These are great for taking the hard work out of hill climbing, accelerating on the flat, and adapting to different riding terrain types and gradients.

This value packed cheap folding bike is delivered 95% assembled, the rest is pretty easy to do and instructions are included. There is an expert assembly service available however this will cost you an additional $85 which kind of defeats the purpose of buying an affordable folding bike.

Click here to read the full Zoyo Folding Bike for Adults review…

Click here to check it out on Amazon.com…

Stowabike 26" MTB V2 Cheap Folding BikeIn at number 2 is the Stowabike 26″ MTB V2 Folding Dual Suspension 18 Speed Gears Mountain Bike which is currently priced at $169.99. At the time of reviewing this bike it has an average customer rating of 3.5 out of 5 stars on Amazon.com from 609 customer reviews.

If you would like to see the full product listing for this bike you can click here, or to see our full Stowabike 26″ Folding MTB V2 With Dual Suspension And 18 Speed Gears review you can click here.

An overview of the Stowabike 26″ MTB V2 Folding Dual Suspension 18 Speed Gears Mountain Bike

The Stowabike 26” Dual Suspension Folding Mountain Bike V2 is a great quality affordable folding mountain bike that’s worth the money, tough, built to last and looks great too.

What sets this bike apart from other mountain bikes is its 26″ steel Stowabike folding frame, which with space being at a premium these days for so many people, makes this bike easy to store at home, work, and even take with you on public transport, giving you all the fun and freedom of a mountain bike even in the tightest of spaces.

This bike also features a 26″ steel front suspension fork which works very well with the bikes frame suspension to give you a comfortable ride on mountain tracks and trails, as well as a super comfortable ride on roads and other paved surfaces.

This Stowabike 18-Speed Folding Mountain Bike may well be among the cheapest folding bikes out there today, however it still comes with a genuine Shimano derailleur which gives smooth and accurate shifting up and down the gears making it a fast and smooth ride both on and off road, and also gives the bike good terrain adaptability.

Click here to read the full Stowabike 26″ MTB V2  Folding Bike review…

Click here to check it out on Amazon.com…

IDS unYOUsual U Transformer 20" Cheap Folding City BikeIn at number 3 we have the IDS unYOUsual U Transformer 20″ Folding City Bike Bicycle with 6 Speed Shimano Gears, Steel Frame, Mudguards, Rear Carrier, and Front and Rear Wheel Reflectors in Silver.

This affordable folding bike is currently priced at $195.90 on Amazon.com where it has an average customer feedback score of 3.9 out of 5 stars from 122 customer reviews.

To see the full product listing on Amazon.com click here, or to read our full review of the IDS unYOUsual U Transformer 20″ Folding City Bike, just click here.

An overview of the IDS unYOUsual U Transformer

This affordable IDS Home 20 – inch folding bicycle is designed for everyday riding making it a great choice for commuting, exercising, and leisure riding. It’s portable, compact and light making it easy to fold, carry and store pretty much anywhere, plus it’s also comfortable enough for riding longer distances too.

It features a genuine Shimano derailleur and a 6 speed twist grip shifter for quick and easy shifting, which is also pretty smooth and accurate, and along with the bikes Wanda 20″ x 1.75 tires, gives speedy acceleration.

Semi-alloy front and rear V-brakes provide effective stopping power when you need it without putting any stress on the hubs or spokes, and are also quick , easy and inexpensive to repair and maintain.

For convenience this bike also has a quick removable front handle stem, plus there is also a black PVC bell on the handlebars which allows you to let other cyclists, road users, and pedestrians know you are in the area.

The IDS unYOUsual U Transformer 20″ Folding City Bike comes around 99% fully assembled. The rest is easy to and instructions are included. Assembly consists of installing the seat, pedals, and handlebar and can be done quickly and easily without the need to pay for a professional to do it for you.

Click here to read the full IDS unYOUsual U Folding Bike review…

Click here to check it out on Amazon.com…

Xspec 20" 7 Speed City Cheap Folding Compact BikeIn at number 4 on our list of the best cheap folding bikes for 2020 is the Xspec 20″ 7 Speed City Folding Compact Bike Bicycle Urban Commuter which is currently selling on Amazon at $199.99.

It has an average customer feedback rating of 3.8 out of 5 stars from 178 customer reviews, and if you would like to check out those reviews, along with the full product listing, just click here, or to check out our full review of the Xspec 20″ 7 Speed City Folding Compact Bike, click here.

 

An overview of the Xspec 20″ 7 Speed City Folding Compact Bike

The Xspec 20″ 7 Speed City Folding Compact Bike is lightweight and easy to transport. It folds down easily into a pretty small bundle which fits easily into the trunk of a car, making it the perfect choice for students and commuters. The  bikes folding feature also makes it perfect for those that do not have a car bike rack, as well as those that would prefer bringing their bike indoors for safe storage instead of leaving it outside on a bike rack where it could be stolen.

This Xspec folding bike is also incredibly easy to use, it folds down flat in second to a compact 29″ L x 24″ H x 13″ making it really easy to carry and also easy to store in a car, closet, or garage. Note: Pedals are different in appearance. Only the right pedal folds in.

For smooth shifting, a comfortable ride, faster acceleration, speed, and fantastic terrain adaptability this bike also has a genuine 7-Speed Shimano SL-TX30 Shifter, and RD-TZ50 Rear Derailleur.

This bikes comfortable seat easily adjusts to provide most riders ranging from five feet to over six feet tall, with their most comfortable riding position, allowing for longer and more enjoyable journeys, and this bike is also designed to carry riders weighing up to 220 lbs, making it a great choice for taller riders and pretty much everyone else too.

And for added strength and durability, the Xspec 20″ 7 Speed Folding Bike has alloy wheels which also give added shock absorbency for a more comfortable ride, along with high grade 20″ x 1.75 road tires for improved grip and reliability.

As you may expect from a cheap folding bike, some light assembly is required so you will need some basic tools; 15mm box wrench, Phillips/flat head screwdriver, and assembly instructions are included in the package.

Click here to read the full Xspec 20″ 7 Speed Folding Bike review…

Click here to check it out on Amazon.com…

Goplus 20'' Cheap Folding BikeIn at number 5 is the Goplus 20” Folding Bike, 7 Speed Shimano Gears, Lightweight Iron Frame, Foldable Compact Bicycle with Anti-Skid and Wear-Resistant Tire for Adults, which is retailing at just $199.99 on Amazon.com where it has an average feedback score of 4.4 out of 5 stars from 60 customer reviews.

To see those reviews and check out the full product listing on Amazon, click here now, or to read our full review of the Goplus 20” Folding Bike, click here.

An overview of the Goplus 20” Folding Bike

The handlebar mounted Shimano 7-speed shifter and rear derailleur allow you to easily and smoothly move up and down through the gears as needed, and can also reduce the amount of effort required from you when riding on roads, off-road, and even uphill by around 80%.

The Golpus 20” folding bikes high-strength folding iron frame is designed for a longer service life and to give riders weighing up to 178 lbs a comfortable ride over longer distances. The foldable design, which allows you to fold the bike down completely in just 3 simple steps, also makes this bike really easy to carry with you and store away conveniently in smaller spaces.

This bike also features high quality wear-resistant, anti-skid tires which are also puncture resistant and great for use on mountain tracks and trails, rugged roads, as well as city streets, and also make this bike suitable for riding in all kinds of road conditions, and a fantastic choice for use by commuters as well as on camping and RV-ing trips.

This affordable Goplus folding bike is also fully adjustable to offer a personalized and comfortable fit to even the tallest riders, the handlebar adjusts from 40.5” – 46”, and the seat adjusts 25”-36”, plus this bike comes with a cortical seat for the best comfort and support during your ride.

The handlebars are also fitted with ergonomic anti-slip grips to prevent and relieve your hands, wrist, and forearms suffering any discomfort during longer rides.

To give you more effective stopping power, as well as to shorten the braking distance when riding, this bike is also fitted with lever operated front and rear V-style brakes, and this bike also has anti-slip pedals which are fitted with BS reflectors which allow you to be easily seen by other road users when riding at night.

The  Goplus 20” Folding Bike arrives 98% installed and just requires you to attach the pedals (note – left pedal screws in opposite direction from right pedal), the front and back reflectors, and the handlebar bell and you’re good to go.

Click here to read the full Goplus 20″ Folding Bike review…

Click here to check it out on Amazon.com…

Retrospec Judd Single-Speed Cheap Folding BikeAt number 6 on our list is the Retrospec Judd Single-Speed Folding Bike with Coaster Brake which is currently on sale at Amazon.com at $219.99. When we reviewed the Judd Single Speed it had an average feedback score of 4.1 out of 5 stars from 121 reviews, which is pretty good.

You can click here to check out the latest reviews along with the full product listing on Amazon.com, and you can click here to read our full Retrospec Judd Single-Speed Folding Bike with Coaster Brake review.

An overview of the Retrospec Judd Single-Speed Folding Bike with Coaster Brake

The Retrospec Judd Single-Speed Folding Bike with Coaster Brake is a lightweight and foldable single speed cheap folding bike with a coaster brake which has been designed to keep things nice and simple and is ideal for commuting, zipping across campus, or throwing in the RV for a quick weekend getaway, and is also very easy to carry and a breeze to store.

The Judd’s 20” wheels provide faster acceleration and require less legwork when pedalling so getting to wherever you need to be just got a whole lot easier. The bikes Kenda Kwest commuter tires with smooth rounded tread and large water dispersion grooves allow you to tackle the streets whatever the weather may throw at you.

A lightweight aluminum frame that is 30% lighter than leading competitors steel or chrome alloy framed folding bikes make the Judd Folding Bike quicker to accelerate, a faster ride, easier to handle, and easier to carry with you.

A quick and easy 3-step folding feature whereby you simply fold the handlebar tube, top-tube and pedals to form a compact and convenient 10″x30″x22″ bundle allows you to easily take it with you on a crowded bus or train, stow away in the trunk of a car, even in a closet, and makes it easy to store this bike virtually anywhere.

Click here to read the full Retrospec Judd Single-Speed Folding Bike with Coaster Brake review…

Click here to check it out on Amazon.com…

Vilano Urbana Single Speed Cheap Folding BikeAt number 7 we have the Vilano Urbana Single Speed Folding Bike which is currently priced at exactly the same price as the Judd Single Speed Folding Bike above at £219.99, however this bike has a slightly higher feedback score of 4.5 out of 5 stars from 167 reviews, and you can head straight over to Amazon.com and check out all the details on it by clicking here, or you can check out our full review by clicking here.

An overview of the Vilano Urbana Single Speed Folding Bike

The Vilano Urbana is a lightweight aluminium frame folding bike with coaster brake, comfortable saddle and convenient rack and water bottle mounts designed for stylishly zipping through city streets, making it a very attractive choice for commuters.

This bike quickly and easily folds down to a compact 12″ x 32″ x 25″ for storage making it easy to fold and stow in a corner of your apartment, or at work, or store it away in the trunk of a car for easy transportation if space at an absolute premium.

You will find that this cheap folding bike really comes into its own as a commuter bike in flat urban areas. It’s a pretty zippy ride, easy to weave in and out of rush hour traffic, it allows you to rest your legs and coast along when necessary, however, it’s not going to be so good in hilly areas being single-speed, but for time saving commutes on the flat it takes some beating.

The Vilano Urbana also weighs in at just 21.5 lbs making it incredibly easy to carry with you on stairs, elevators, crowded public transport and pretty much anywhere else you need to go!

Click here to read the full Vilano Urbana Single Speed Folding Bike review…

Click here to check it out on Amazon.com…

ZiZZO EuroMini Ferro Light Weight Cheap Folding BikeNumber 8 on our list is the ZiZZO EuroMini Ferro 20″ 29 lbs Light Weight Folding Bike which is slightly more expensive at $229.99. This bike currently has an average customer rating of 4.4 out of 5 stars from 28 customer reviews which you can check out for yourself on Amazon.com here, or you can read our full review of the  ZiZZO EuroMini Ferro by clicking here.

An overview of the ZiZZO EuroMini Ferro

The ZiZZO EuroMini Ferro features a high tensile, lightweight steel frame which folds down completely in a matter of 30 seconds or less to a compact 27″ x 31″ x 12.5” making it a breeze to store away in small spaces, as well as being easy to carry so you never need to leave it outside unattended and at the mercy of thieves.

This bike also features genuine Shimano components including a 7-Speed Shimano Tourney Derailleur, which is fixed directly onto the frame and has a rust resistant coated 7-speed cassette and chain which makes riding on roads and hills seem effortless. The shifter is a responsive G-Falcon 7-speed grip shifter which is integrated into the handlebar allowing you to shift on the go with ease.

The Ferro also comes with an easy folding adjustable HT Steel stem. The handlebar can also be rotated forward or backwards to give you the most comfortable hand position while riding.

This cheap folding bike also has a set of 2“multi-terrain tires which give pretty good traction and do a decent job of cushioning against minor bumps and curbs on city streets, plus you also get a set of lever operated front and rear HT Steel V-style brakes, which even though they are lightweight provide effective stopping power whenever you need it.

Click here to read the full ZiZZO EuroMini Ferro Folding Bike review…

Click here to check it out on Amazon.com…

Xspec 26" 21-Speed Folding Mountain Bike for AdultsAt number 9 is the Xspec 26″ 21-Speed Folding Mountain Bike for Adults which is still affordably priced at $239.99, and which at the moment has an average feedback score of 4.0 out of 5 stars from 179 reviews which is pretty impressive and which you can check out on Amazon.com by clicking here.

You can also read a full review of the Xspec 26″ 21-Speed Folding Mountain Bike for Adults by clicking here.

 

An overview of the Xspec 26″ 21-Speed Folding Mountain Bike for Adults

The Xspec 26″ 21-Speed Folding Mountain Bike for Adults has front and rear disc-brakes which  provide stronger, faster, and more reliable stopping power than traditional V-Brake Systems. Disc brakes also add to the bikes value for money as they don’t wear out your tires or rims and they also last much longer. Disc brakes are also much more consistent allowing you to judge braking more accurately, plus they are just as effective in wet weather as they are in dry weather.

This bikes high tensile steel folding frame can easily withstand the rigors of riding on rough mountain trails; however its streamline design is also great for use in urban environments by office workers, students, and leisure riders for convenient commutes. The bike folds down flat in just seconds and features a secure latch and folding mechanism.

This affordable folding mountain bike also incorporates some top of the line components such as Shimano products that are known to last, including a 21-speed derailleur and shifters. This 21-speed gearing allows to kick things up into high gear, or cruise along smoothly while giving the bike pretty good terrain adaptability, especially on hills.

In addition you also get double wall alloy rims with 26″ diamond wheels which are lighter for faster acceleration and improved handling, plus you also get a set of high grade 26″ x 1.95 road tires which are pretty good at cushioning against any bumps in the road, as well as 22. 5” handlebars.

For a more comfortable ride on rougher mountain tracks and trails, as well as a super comfortable ride on paved roads, this bike also comes with built to last front and rear shock absorbers which can make a pretty big difference to the quality of your ride or commute.

The Xspec 26″ 21-Speed Folding Bike is also pretty sturdy and can be easily adjusted to suit riders from 5’3″-6’0″ comfortably who weigh up to 220lbs.

Click here to read the full Xspec 26″ 21-Speed Folding Bike review…

Click here to check it out on Amazon.com…

Columba 26 inch Cheap Folding BikeAnd in at number 10 we have the Columba 26 inch Folding Bike with 18 Speeds in Black (SP26S_BLK) which is the highest priced folding bike on our list at $233.69.

Currently, this bike has an average rating on Amazon.com of 4.1 out of 5 stars from 138 customer reviews, and you can check them out along with the full product details by clicking here, and we also have a full review of this folding bike which you can check out by clicking here.

An overview of the Columba 26 inch Folding Bike with 18 Speeds

The Columba 26” cheap folding bike has a mountain bike style design with a folding steel frame which can carry riders up to 200 lbs. Although this bike doesn’t have the suspension of a true mountain bike, it’s a pretty good low-cost option for city commutes and zipping across camping grounds and around parks. It adjusts easily to fit all riders from 5 ft 3 in  – 6 ft 0 in, and can be easily folded within 10 seconds, down to a compact 38″x14″x29″ for easy storage and transportation, and will fit nicely into the trunk of a compact car.

The bikes 18 speed shifter and derailleur gives smooth shifting and a comfortable ride on paved roads and streets as well as on uneven ground such as campsites and parks, plus it also provides good acceleration, hill climbing, and allows you to adapt your ride to changes in terrain quickly and easily.

A set of alloy front and rear V-brakes give good stopping power when you need it as well as keeping the bike nice and economical by being inexpensive to repair and maintain with replacement parts being widely available.

This bike also features 26 inch wheels with Kenda 26″ tires-Black-26″x1.5″. 26” wheels are lighter and more agile giving them better acceleration than larger wheels, particularly on smoother surfaces such as paves road, making them a great feature for riding short, steep inclines as well as for riding fast flowing trails with quick turns.

The Columba 26” folding bike also has a few pretty decent extra features for a cheap folding bike such as a quick removable front handle stem with an alloy silver color cap & black PVC bell, which is good for letting people know you are around, as well as front and rear steel hubs, and a steel kick stand which allows you to conveniently stand your bike stably even when there is nothing around to lean it up against.

Click here to read the full Columba Folding Bike review…

Click here to check it out on Amazon.com…

Verdict:

And now you have our picks of what we believe to be the top 10 most affordable folding bikes to buy in 2020.

We have given you an overview of each one from the most affordable to the most expensive and pointed out what to expect from each one in terms of the individual features of each bike along with links through to our full reviews and the Amazon listings.

We recommend checking out the full reviews on each bike, as well as the product listings over on Amazon.com including the customer feedback, to make sure you get the bike that is the best fit for you personally.

Here’s A Quick Look At Our Top Choice Again…

Our number 1 choice of most affordable folding bike for 2020 is the Zoyo 20″ Folding Bike for Adults With 7-Speed Gears.

Zoyo 20" Cheap Folding Bike

This amazingly cheap folding bike is currently selling on Amazon.com for $139.99 which we think is as pretty good price for what you actually get with this bike.

It currently also has an average feedback score of 4 out of 5 stars on Amazon.com from 42 customer reviews which is pretty impressive and you can click here to head straight over to Amazon if you’d like to check out the full product description, including the reviews, plus you can also click here to read our full review of the Zoyo 20″ Folding Bike for Adults With 7-Speed Gears  for more information.

Key features of the Zoyo 20″ Folding Bike for Adults

  • Designed for leisure and daily commuting, this ZOYO 20″ Folding Bike has a folded size of 32.6” L x 13” D x 24.4” H, thus it is quite compact and can be easily stow away into the trunk of most cars.
  • Adjustable saddle height allows for comfortable riding.
  • Suitable for rider height of 4.5’ to 5.6’ and max rider weight of 140lbs.
  • Genuine Shimano derailleurs are used, good for both short and long range leisure riding.
  • The bike is 95% Assembled.

Click here to check out this easily affordable folding bike for yourself on Amazon.com now…